Miami NiceInsurance · Est. 2018

Coverage Why Us Claims About Contact Call (305) 555-0192 Get a Quote

Pastel Art Deco lifeguard stand on Miami Beach at dusk

Independent & Locally Owned · Dade & Broward County

Miami's Most Trusted Independent Insurance Agency

White-glove protection for the people, homes, and businesses that define South Florida. We compare the market's finest carriers so you get elite coverage — at a price that makes sense.

Request Your Quote Call (305) 555-0192

Licensed in Florida · No obligation · Same-day response

2018

Serving Miami since

25+

Top carriers compared

1,200+

Families & businesses

4.9 / 5

Average client rating

Licensed in Florida Independent Agency Same-Day Claims Support Dade & Broward County A-Rated Carriers Only

What We Cover

Coverage built around your life in South Florida

As an independent agency, we aren't tied to a single carrier. We compare the market on your behalf and tailor protection that fits how you actually live, drive, and do business in Miami.

Classic convertible on a palm-lined Miami avenue

Auto Insurance

Florida-compliant coverage that protects you on I-95 and everywhere in between — liability, collision, comprehensive, and uninsured-motorist protection, priced across 25+ carriers.

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Homeowners Insurance

Built for the realities of the coast — wind, water, and hurricane exposure included. We help you understand deductibles and flood needs so your home is genuinely protected.

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Commercial Insurance

From Brickell startups to family-owned shops, we cover general liability, property, workers' comp, and BOP policies so Miami business owners operate with confidence.

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Life Insurance

Term and whole-life options that protect the people who depend on you. We translate the fine print into plain language and find a plan that fits your family and your budget.

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A-Rated

Carriers Only

The Coastal Difference

Personal advisors. Elite carriers. Zero runaround.

Most agencies work for one insurance company. We work for you. That independence means better options, sharper pricing, and an advisor who actually picks up the phone.

We shop the whole market

One conversation, 25+ A-rated carriers compared side by side — so you never overpay for the coverage you need.

A real advisor, every time

You'll have a dedicated, licensed Miami agent on a first-name basis — not a different call-center rep with every call.

We fight your claims for you

When something goes wrong, we handle the carrier, the paperwork, and the follow-up — and we don't stop until it's resolved.

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Filing a Claim

A claims process that actually has your back

When something goes wrong, you shouldn't have to fight your insurance company alone. We're your advocate from the first phone call through final resolution — four clear steps, no runaround.

Need to file a claim right now?

Our team is ready to start your claim and guide you through every step.

(305) 555-0192

Mon–Fri 8:30am–6pm · After-hours claims line available

Step One

Call us immediately

As soon as you're safe, call Miami Nice Insurance at (305) 555-0192. The sooner you reach us, the sooner we can protect your interests — many carriers have time-sensitive reporting windows, and early action leads to faster resolution.

First, make sure everyone is safe and call 911 if anyone is injured.
If it's safe to do so, take photos or video of any damage at the scene.
Then call us — or use the contact form below and we'll call you right back.

Step Two

We gather your details

A licensed agent collects everything needed to open a strong claim. We walk you through exactly what to provide, so nothing slows the process down. Have these ready if you can:

Your policy number and the date, time, and location of the incident.
A description of what happened and the damage or loss involved.
Photos, receipts, police or incident report numbers, and any witness or other-party information.

Step Three

We file with the carrier

We submit your claim directly to your insurance carrier and manage the paperwork on your behalf. As an independent agency, we know how each carrier works — and we advocate for you, not for them.

We open the claim, submit your documentation, and confirm your claim number.
We coordinate with the assigned adjuster and schedule any required inspection.
You get your claim number and a single point of contact at our office.

Step Four

We keep you updated through resolution

You're never left wondering. We follow the claim from filing to payout, checking in at every milestone and stepping in if anything stalls — so you can focus on getting back to normal.

Regular status updates by phone, text, or email — whatever you prefer.
We review the settlement with you to make sure it's fair before you accept.
We stay on the case until your claim is fully resolved and closed.

Est.
2018
Miami

"We treat every policy like it's our own family's — because in this city, our clients are our neighbors."

— The Miami Nice Insurance Team

About The Agency

A small Miami agency with a big commitment to its neighbors

Miami Nice Insurance was founded in 2018 with a simple idea: South Florida families and business owners deserve an insurance partner who actually knows them — not a call center three time zones away.

We're a small, locally owned independent agency proudly serving Dade and Broward County. Because we're independent, we work for you, not for one insurance company. We compare carriers, explain your options in plain English, and stand beside you when you need to file a claim. We are fully licensed in the State of Florida.

FL Licensed Agency Independent & Unbiased Locally Owned

2018

Founded in Miami, FL

Dade & Broward

Counties we serve

Client Stories

Trusted across South Florida

Real protection means real people standing behind it. Here's what Miami families and business owners say about working with us.

“

After the storm, they handled my entire homeowners claim — calls, adjuster, paperwork, all of it. I just got updates and a check. I'll never use a big-box insurer again.

Marisol Trujillo

Homeowner · Coral Gables

“

They insured my restaurant in Wynwood and actually understood the business. Better coverage, lower premium than I had — and a real person who answers when I call.

Andre Beaumont

Restaurant Owner · Wynwood

“

We bundled auto, home, and a life policy for our family. They walked us through everything in plain English and saved us real money. Genuinely felt looked after.

David & Lina Okafor

Family · Aventura

Get elite coverage in minutes — not days

Tell us what you need and a licensed Miami advisor will build you a tailored quote. No pressure, no obligation, no call-center runaround.

Request Your Quote Call (305) 555-0192

Get In Touch

Let's find the right coverage together

Call, email, or send us a message — a licensed Miami advisor will get back to you, usually the same business day.

Miami Nice Insurance

Talk to a real Miami advisor

We're here to answer questions, review your current policy, or help you file a claim. No phone trees, no pressure.

Call

(305) 555-0192

info@miaminiceinsurance.com

Serving

Miami, FL · Dade & Broward

Hours

Mon–Fri · 8:30am – 6:00pm

Request your free quote

Tell us what you need and we'll be in touch shortly — usually the same business day.